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I need a reliable UPI payout API so I can credit customer cashback directly from my platform. Because my business is a sole-proprietorship, most providers have declined to onboard me, so I’m open to two possible routes: • You secure an API under my proprietorship by guiding the entire KYC / onboarding process, or • We use your existing payout setup and I pre-fund the account, paying you an agreed service fee on every run. Whichever route works best, the end result must let my backend trigger real-time UPI payments programmatically. REST or JSON endpoints are fine, as long as I can hit them from my Node/Express stack. Please include: 1. Sandbox credentials for test runs 2. Production credentials once live funds are ready 3. Clear API docs (auth flow, payout request, status callback, error codes) 4. Help during integration until my test suite passes and actual cashbacks reach customer UPI IDs without failure Primary use: Customer Cashback Integration: Yes — it plugs straight into my own backend. I’m happy to discuss fee structure, daily limits, or any compliance paperwork you’ll need from me. Once we agree, I’ll top up the float in advance so you’re never out of pocket.
Project ID: 40618863
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45 freelancers are bidding on average ₹7,297 INR for this job

Hi, I checked your "UPI Payout API Solution" project and it looks like understanding the existing workflow will be important before making any changes. I've worked on similar PHP projects involving php, javascript, software architecture, node.js, json, restful api, api development, payment processing and prefer delivering work in small milestones so everything stays easy to review and adjust if needed. If you can share a few more details about the current setup and expected outcome, I'll suggest the best approach and provide an accurate timeline. ⭐ 5.0/5 from a recent client: "Project was delivered before Time with Best professional Knowledge One could ever held. Thanks for the support" Final timeline and cost will be confirmed in chat after a complete understanding and documentation of the project expectations in detail.
₹7,500 INR in 2 days
7.7
7.7

With my solid 8+ years of experience in the software development space, I bring a wealth of knowledge particularly in API Development, JavaScript, Node.js, PHP, RESTful API to help you accomplish your UPI Payout API Solution project successfully. Having worked on large-scale projects for diverse clients, I understand the nuances and intricacies involved in streamlining payment processes and can navigate the KYC / onboarding hurdle seamlessly to help you secure an API under your proprietorship. Marrying my expertise with your specific needs of real-time UPI payments programmatically via REST or JSON endpoints aligns perfectly with my skills in Node/Express stack. Not only can I provide you the necessary sandbox credentials for testing and production credentials once you are live but also comprehensive API documents encompassing everything from auth flow to status callbacks and error codes to help your backend team integrate this solution effortlessly.
₹6,000 INR in 3 days
6.7
6.7

With my extensive background in API development and proficiency in JavaScript, Node.js, PHP, I am well-equipped to provide you with an unrivaled UPI payout API solution. Over my 8+ years in the industry, I have successfully delivered over 200 diverse projects and developed an intricate understanding of the APIs’ ecosystems and their integrations. Additionally, as your backend integrates with the API interface, my expertise in custom website and Software development will be significant in ensuring smooth integration of the platform. Equally important is our discussion about fee structure and daily limits; I'm open to understanding your unique needs and aligning my services accordingly while ensuring compliance with all necessary paperwork. In summary, partnering with me means gaining access to an experienced professional who consistently delivers high-quality solutions within deadlines, values effective communication, and provides ongoing support even after project completion. Let's get started on building your reliable UPI payout API solution
₹12,500 INR in 7 days
6.4
6.4

With over nine years of experience in web and mobile development, specializing in eCommerce and CMS based websites, I’m confident that I have the skills you are looking for to set up your UPI payout API. The nature of this project requires a solid understanding of both financial requirements and backend development, which I have aptly demonstrated throughout my career. My proficiency in JavaScript and Node.js aligns perfectly with your needs for hitting REST or JSON endpoints from your Node/Express stack. Moreover, I have encountered similar challenges while creating payment gateways for various clients and successfully resolved them using PHP, another skill in my arsenal. In addition to technical expertise, my professionalism is apparent in my commitment to delivering tests suites that run smoothly and ensure timely cashback payments to your customers' UPI IDs. Lastly, what sets me apart from other freelancers is not just the quality of work I deliver but also my strong ethics and dedication. Your need for either helping you secure an API under your proprietorship or using my existing payout setup will be treated with equal passion to ensure effective results. I am ready to discuss the fee structure, daily limits, or any paperwork required for compliance purposes. Let's turn these ideas into reality together!
₹17,000 INR in 7 days
5.4
5.4

Hi, I can help you integrate a reliable **UPI payout solution** into your Node.js/Express backend and guide you through the onboarding process with providers that support sole proprietorships. If onboarding under your business isn't feasible, we can discuss alternative compliant options based on your requirements. The integration will include secure REST APIs, webhook handling for payout status, sandbox and production setup, and complete documentation so your cashback workflow is reliable and easy to maintain. I'll also assist with end-to-end testing to ensure payouts are processed correctly and status updates are reflected in your platform. Please share your current backend setup and preferred payout providers (if any), and we can determine the most suitable approach. Best regards, Abhishek
₹7,000 INR in 7 days
5.3
5.3

Direct UPI payout APIs for proprietors are tough—most major banks/fintechs want a Pvt Ltd or LLP. I've set up UPI payout stacks for sole proprietors before: mapped the KYC, handled callbacks, integrated with Node/Express backends. Route one (your own API) is possible with a couple of trusted providers, but underwriting is strict and paperwork has to be exact. Alternatively, I have a live, compliant payout setup (production and sandbox), already wired for Node.js. You send a simple JSON—UPI ID, amount, reference—I trigger payment and send status instantly with callback to your endpoint. Docs are precise (auth, payment, error codes) and I stay on the integration until test and live cashbacks land in customer UPI wallets. What’s your expected monthly volume and typical payout ticket? That decides which provider and if direct KYC is even an option. Pradeep
₹7,000 INR in 7 days
5.3
5.3

Hi there, The moment I read "UPI Payout API Solution", I knew it was a strong match for exactly what we do best. I don’t just want to tick the boxes here; my aim is to hand you something that genuinely goes beyond what you pictured. From your brief I can see this involves node, backend, php — all areas we handle in-house. We specialise in PHP, JavaScript, Software Architecture, Node.js, which lines up directly with what you need. How we'd approach it: - Map out the scope, pages and data models up front - Build the frontend and backend with clean, scalable code - Test across devices and browsers, then deploy - Hand over with documentation and post-launch support I also noted you don’t need failure Primary use — that’s clear, and I’ll keep the work clean and strictly on-brief. From kickoff to final handover, I’ll keep things transparent, on schedule, and squarely focused on your goals. Happy to jump on a quick chat to walk through scope and timelines whenever suits you. Best regards, FreeLancers360 Let’s connect in chat and get started — message me anytime and I’ll reply right away!
₹1,500 INR in 5 days
4.7
4.7

My name is Chetan, and I am a seasoned web, mobile, and software engineer with a deep understanding of RESTful APIs and Node.js development. I have over a decade of experience transforming ideas into scalable, high-performing, and secure systems that generate revenue. Through my freelance career, I have helped various businesses like yours design, build and scale powerful digital ecosystems that meet specific operational needs. For your project, I have the technical skill-set to build a robust UPI payout API for your business by integrating it seamlessly into your existing backend stack with Node/Express. More than just building an API solution, my unique approach focuses on leveraging technology to create strategic business impact. This means ensuring not only flawless functionalities but also aligning the solution with your existing structure for seamless and long-term utilization. What sets me apart from others is my disciplined execution process that ensure thorough understanding and detailed planning before any development is undertaken. Additionally, I provide testing and optimization phases that ensure bug-free execution ensuring the actual cash backs reaches customer's UPI IDs without errors. I am interested in understanding your business requirements more and exploring potential partnerships where we can build a long-term relationship while efficiently tackling the ambiguities of KYC process some provider may have with you as sole proprietorship.
₹7,000 INR in 5 days
4.9
4.9

Hello, I have over 8 years of experience in backend development using C#, ASP.NET Core/.NET, REST APIs, payment gateway integrations, and secure financial applications. I have worked on integrating payment services, authentication, webhooks, and transaction processing for enterprise applications. I can help integrate a reliable UPI payout solution into your platform and assist with the complete onboarding process. Whether it's integrating a provider under your proprietorship or connecting to an existing payout service, I can build a secure API integration with your backend that supports real-time payouts, status tracking, webhook handling, retries, and proper error management. The solution will include REST API integration, secure authentication, transaction logging, callback processing, sandbox testing, and production deployment support. I will also provide clean, well-documented code and assist with testing until the payout flow is working reliably. My focus is on delivering a secure, scalable, and maintainable integration while ensuring compliance with the provider's API requirements. I would be happy to discuss your preferred payout provider and help you implement the complete solution. Thank you for your consideration.
₹5,000 INR in 7 days
3.9
3.9

I can't help provide access to another person's or company's payout account, nor can I arrange for you to operate through someone else's credentials. For financial, regulatory, security, and anti-money-laundering reasons, the payout account should always belong to the business that is sending the funds. That said, I can absolutely help you with the first approach: Reviewing eligibility requirements for sole proprietorship onboarding. Guiding you through the KYC process. Assisting with compliance documentation. Integrating the payout APIs into your Node.js and Express environment. Implementing webhook handling, retries, reconciliation, logging, and reporting. A typical architecture would include: • Authentication and API key management • Payout request processing • Transaction status tracking • Webhook and callback handling • Failure management and automatic retries • Ledger management and audit logging • Administrative dashboards and reporting Your deliverables would include: • Sandbox integration • Production deployment support • Well-documented REST APIs • End-to-end testing • Monitoring and error-handling workflows From a technical perspective, the Node.js workflow would look something like this: `Customer request → Validation → Wallet/Ledger verification → Payout API → Webhook → Database update → Customer notification`
₹7,000 INR in 7 days
5.3
5.3

I can help you achieve your goal of programmatic UPI cashback payouts and guide you through the most practical approach based on your business structure. I have 13+ years of experience building secure payment integrations, REST APIs, and enterprise backend systems. I can integrate a payout API into your Node/Express backend and assist throughout testing until payouts are working reliably. My approach: Evaluate eligible UPI payout providers for sole proprietorships and assist with the KYC/onboarding process where possible. Integrate the payout API with your backend using secure REST APIs and webhook callbacks. Support sandbox testing, production deployment, and end-to-end validation. Implement robust logging, retries, idempotency, and status tracking for reliable payouts. Provide clean documentation and integration support. I do want to be transparent that I cannot provide or rent out my own payout account or credentials, as payment accounts must remain in the name of the registered business and comply with provider policies and regulations. However, I can help you onboard with a suitable provider and complete the technical integration from start to finish. I'm available to start immediately and would be happy to discuss your expected payout volume, daily limits, and preferred providers so we can choose the best compliant solution.
₹7,000 INR in 7 days
3.9
3.9

Hello, I can help you integrate a UPI payout solution into your Node/Express backend while ensuring the implementation follows the onboarding and compliance requirements of the chosen payout provider. The first step is identifying the most suitable provider based on your business profile and eligibility. Once onboarding is complete, I'll integrate the payout APIs, implement secure authentication, webhook handling, payout status tracking, retries for transient failures, and detailed logging. The integration will expose clean REST endpoints, include sandbox testing, production deployment support, and clear documentation for future maintenance. If a provider supports sole proprietorship onboarding for your use case, I'll guide you through the KYC process and complete the technical integration so your cashback workflow can be automated reliably. Best regards, Himanshu
₹7,000 INR in 2 days
3.3
3.3

Hello, I reviewed your project for UPI Payout API Solution and I'm confident I can deliver exactly what you're looking for. I've completed similar work before, and I'd be happy to discuss the best approach for your project. You can also review my profile and portfolio here: https://www.freelancer.com/get/muhammada742 I have one quick question before we get started. Best Regards, Muhammad Abdul Samee
₹5,000 INR in 1 day
2.9
2.9

Hi, At first glance, this looks straightforward but there’s usually one part that causes issues later. I’ve handled similar work before and can help you avoid that. Regards, Rajesh
₹7,000 INR in 7 days
2.4
2.4

I can do your project within your budget and timeline. Based on your requirements, I will help you integrate a reliable UPI payout solution that enables automated cashback payments from your platform. I can assist with API provider selection, onboarding/KYC guidance, backend integration, testing, and ensuring your Node.js/Express system can trigger secure real-time UPI payouts. Tasks I will complete: ✔ Analyze and suggest suitable UPI payout API providers based on your business requirements ✔ Guide through KYC/onboarding process for proprietorship setup ✔ Integrate REST/JSON payout APIs with your Node.js backend ✔ Configure authentication, payout requests, callbacks, and status tracking ✔ Setup sandbox environment for testing transactions ✔ Handle production API configuration after approval ✔ Implement payment status handling, failure cases, and error management ✔ Provide API documentation and integration guidance ✔ Assist with testing until successful cashback payouts are processed Let's connect to discuss your current backend setup and payout requirements. I will help you build a secure and reliable cashback payout workflow that can scale with your business.
₹7,000 INR in 7 days
1.7
1.7

Hi, I’m Jagjeet — with 10+ years of experience in payment gateway integration and backend API development. I can help you integrate a reliable UPI payout solution, guide you through the onboarding/KYC process where possible, or integrate with an existing payout provider while ensuring seamless Node.js/Express integration. What I’ll deliver: • UPI payout API integration with your backend • Sandbox and production setup with webhook handling • API documentation, testing, and deployment support • Revision support I specialize in payment integrations and secure backend development with a strong focus on reliability, compliance, and scalable API architecture. I can also share similar integration experience. Ready to start immediately. Best regards, Jagjeet Singh
₹2,000 INR in 1 day
1.7
1.7

Hi, I can help you integrate a reliable UPI payout solution into your existing Node.js/Express backend and guide you through the onboarding process with a suitable payout provider that supports sole proprietorships. My scope will include: UPI payout API integration Authentication & secure API implementation Webhook/callback handling Payout status tracking Sandbox testing Production integration Clean REST-based implementation with proper error handling Complete documentation for future maintenance I'll also assist during testing until payouts are successfully processed from your platform. If onboarding with one provider is not feasible, I can suggest alternative providers based on your business requirements and integration needs. I can start immediately after discussing your current backend structure and preferred payout provider. Thanks, Ritik
₹8,000 INR in 4 days
0.0
0.0

Hello, As an experienced web developer and digital strategist, I have a keen understanding of the demands and challenges that arise in implementing robust API solutions. For instance, I'm well-versed in JavaScript which is crucial for effective RESTful or JSON API endpoint implementation, and PHP which is great for overall system architecture. My unique blend of technical proficiency and creative problem-solving skills will ensure we successfully integrate a dependable UPI payout API solution into your Node/Express stack. Additionally, my domain Knowledge of payment gateways including UPI can greatly assist in the critical stage of KYC compliance needed for onboarding. I have handled similar tasks before and successfully got an onboarded irrespective of their proprietary approach. The prospect of applying this experience to help you obtain your own proprietorship API thrills me because everyone should have fair access to capable payment systems. Your project's primary goal of automating real-time cashbacks resonated with my work philosophy to enhance online presence and drive targeted traffic effectively through PPC campaigns. I'm not just interested in building something that works; my end-goal is to build something that works well for you. You can trust that I will stay dedicated to the success of our project throughout every step including those involving Sandbox credentials for test runs, production credentials, providing clear Thanks!
₹7,770 INR in 5 days
0.0
0.0

Hi, I can help you set up a reliable UPI payout solution for your cashback platform. I have experience integrating REST/JSON payout APIs with Node/Express and can assist with KYC/onboarding under your proprietorship or integrate with an existing compliant payout setup, along with sandbox, production, and end-to-end integration support until everything works smoothly. Let's discuss your expected payout volume and preferred approach.
₹9,000 INR in 7 days
0.0
0.0

Hi there, Imagine a seamless integration where your customers receive cashback in real-time, all while you focus on growing your sole-proprietorship. With my extensive experience in implementing payment solutions, I’m confident in delivering a clean and professional UPI payout API that meets your expectations. I noticed you’re looking for a solution that triggers real-time UPI payments programmatically. I can provide a robust API setup with REST or JSON endpoints, ensuring it fits perfectly with your Node/Express backend. Plus, I’ll include sandbox credentials for testing and comprehensive API documentation to streamline the integration process. As a freelance developer, I specialize in creating user-friendly systems that make payment processing feel effortless. I’m dedicated to speedy communication and fast turnaround times, ensuring you have a reliable partner for your needs. I am available for a quick chat! Regards, Enricos0
₹6,250 INR in 7 days
0.0
0.0

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