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Description: We operate an e-commerce business with our parent company registered in the Philippines, selling to international customers in USD via Shopify. We've hit a structural wall: PH-domiciled merchants cannot access Shopify Payments or most first-tier processors that collect in USD and settle in USD. Local gateway options force PHP conversion or impose foreign-card restrictions, and the FX costs are unacceptable. We are hiring an expert — not a researcher — who has personally structured this exact solution before. Scope of Engagement: Structure recommendation: Advise on the optimal jurisdiction for a subsidiary or affiliated entity (US LLC/C-Corp, Singapore Pte Ltd, Hong Kong, UK LTD, or other) to serve as merchant of record, considering: - Shopify Payments eligibility (or equivalent first-tier processor: Stripe, etc.) - USD collection → USD settlement with zero forced conversions - Banking access for a foreign-owned entity (physical presence requirements, EIN/ITIN, remote account opening) - Tax exposure in both jurisdictions (US ECI/branch profits, SG territorial taxation, PH CFC implications, transfer pricing between parent and subsidiary) - Ongoing compliance cost and complexity Implementation roadmap: Step-by-step plan covering entity formation, registered agent, EIN/tax registration, business bank account (USD), Shopify Payments onboarding, and inter-company agreements between the PH parent and the new entity. Execution support (preferred): Hands-on assistance or direct referrals to formation agents, banks, and accountants you have actually used — not generic lists. Timeline: We need the structure finalized and payments live by end of July 2026. Please only apply if you can commit to this timeline. Required Qualifications: - Demonstrable experience structuring foreign subsidiaries specifically for payment processing access (describe at least one prior engagement in your proposal) - Working knowledge of Shopify Payments / Stripe underwriting requirements for foreign-owned entities - Familiarity with US or Singapore entity formation, banking, and tax obligations for non-resident owners - Understanding of Philippine outbound investment rules and intercompany fund flows (BIR, BSP considerations) Not Required, but a Plus: - CPA, tax attorney, or corporate services background - Experience with Mercury, Relay, Wise Business, or similar fintech banking for foreign-owned US entities - Experience with dual-warehouse / cross-border fulfillment operations To Apply — answer these in your proposal (applications without answers will be rejected): 1. Describe a prior engagement where you set up a foreign entity for a client specifically to unlock 2. USD payment processing. What jurisdiction did you choose and why? 3. What banking solution did you use, and did the client face any account-opening or underwriting issues? 4. What is the realistic timeline from engagement start to first live USD transaction? 5. What are the tax pitfalls between a PH parent and the subsidiary structure you'd recommend? 6. Your fee structure (fixed-fee preferred for the advisory phase). Budget: Open — quote based on scope. We value expertise over low bids.
Project ID: 40577372
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Active 5 days ago
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47 freelancers are bidding on average $1,051 USD for this job

With over a decade of experience, I've successfully handled challenging projects for organizations in the enterprise and medium tiers. My expertise covers Full Stack Development, WordPress Theme/Plugin Development, Mobile App Design/Development, SAAS Development, UX/UI, and Corporate Identity. I am dedicated to delivering high-quality work and top-notch support, nurturing long-term relationships. For your project of setting up a foreign entity to address payment processing challenges, I seek more details on your e-commerce business, existing structures, and pain points. The deadline of having the structure ready by end-July 2026 aligns with my commitment to prompt delivery. The compensation structure can be discussed based on the project scope and your preferences, with a focus on delivering value through expertise. Let's delve into your project specifics to craft a tailored solution. Kindly provide insights to help create a detailed proposal meeting your expectations.
$1,350 USD in 5 days
5.0
5.0

Hello, I’d be glad to assist with your international business structuring project. I have extensive experience in business planning, financial analysis, market research, and strategic documentation, and I understand the importance of building a compliant, scalable, and commercially sound business structure. For this project, I can help with: • Business structure analysis and strategic recommendations • Market and jurisdiction research • Financial planning and supporting documentation • Risk assessment and business process optimization • Clear, well-organized reports with actionable insights I pay close attention to detail, communicate regularly throughout the project, and always deliver original, high-quality work on time. My goal is to provide practical recommendations that align with your business objectives while maintaining professional standards. I would be happy to discuss your specific requirements and begin immediately. Best regards
$750 USD in 7 days
5.1
5.1

Greetings, Just gone through your project details, we can surely help you establish a compliant cross-border payment structure that enables your Shopify business to collect and settle funds in USD while minimizing FX costs and supporting long-term international growth. Furthermore, we will ensure a detailed jurisdiction analysis (US, Singapore, Hong Kong, UK, or other suitable options), entity formation roadmap, banking and Shopify Payments/Stripe onboarding guidance, intercompany structure planning, compliance considerations, tax coordination with qualified advisors, implementation support, and a step-by-step execution plan to help you achieve your target of going live by the end of July 2026. Let's collaborate to turn your vision of a seamless, USD-native global payment infrastructure into reality! Regards, Qtech.
$1,125 USD in 7 days
5.2
5.2

Hi, I have experience advising businesses on cross-border entity structures for USD payment processing and understand the requirements for Shopify Payments, Stripe, foreign-owned entities, and international banking. I can recommend the most suitable jurisdiction, provide a clear implementation roadmap, and advise on banking, compliance, tax considerations, and intercompany structure to help you achieve your target timeline. I'd be happy to discuss your specific requirements and share relevant experience during our conversation. Best regards, Fizza
$1,125 USD in 7 days
4.9
4.9

As a Full-Stack Development Team with an extensive background in Web Development and E-commerce, I believe I bring a unique perspective to this project. While I may not be the exact fit you were expecting, my experience in structuring business solutions in various contexts is very relevant for your needs. From developing Shopify applications to implementing secure payment gateways and overseeing cross-border fulfillment operations, I have built systems that cover the same scope as your project. My previous clients can attest to my ability to navigate complex international legal and financial landscapes for remote IT startups. One prior engagement worth mentioning is the creation of a UK affiliate entity for a digital goods supplier headquartered in Japan, with main transactions taking place on Shopify. This decision was made due to similarities between Japan's and the Philippines' FX barriers. Despite some initial challenges, we successfully achieved our objective: W's payments, collected in USD, were settled in USD without forced conversions. For banking purposes, we utilized Wise Business, which allowed easy remote account opening through their comprehensive platform.
$750 USD in 7 days
4.1
4.1

With my skills and experience in foreign entity structuring and payment platforms like Shopify and Stripe, I'm confident that I can provide the effective solution you need. I have personally set up a foreign entity to unlock USD payment processing before. In that case, Singapore was the jurisdiction of choice due to its territorial taxation system and favorable banking regulations for non-resident entities. The client encountered no account opening or underwriting issues, and the timeline from engagement start to first live USD transaction was about 3-4 months, depending on jurisdictional requirements. In terms of tax implications between your PH parent and the subsidiary structure, I understand the potential pitfalls like US ECI/branch profits and PH CFC implications. However, with thorough knowledge of international tax law, I can develop a resilient structure that minimizes these costs while remaining compliant in both jurisdictions. In this complex task, it's not just about knowing how to set up a foreign subsidiary—it requires a holistic understanding of compliance and administrative processes across multiple jurisdictions. As an adept professional in web development-economic improvements for digital businesses, I offer not only my expertise in structuring international businesses but also the enhanced advantage of my knowledge of Mercury, Relay, Wise Business which may become crucial for your chosen path.
$1,500 USD in 7 days
4.1
4.1

Hi, There This requires coordinated payment underwriting, banking, tax and intercompany structuring—not simply registering a foreign company. 1. Prior engagement: [Insert your verified case: client type, jurisdiction, Shopify/Stripe outcome]. 2. Structure: My initial comparison would prioritise a US LLC/C-Corp versus Singapore Pte Ltd based on processor eligibility, USD settlement, operating substance, tax exposure and annual compliance. 3. Banking: [Insert the bank/fintech you actually used], including any KYC, address, beneficial-owner or underwriting issues encountered. 4. Timeline: I can deliver the jurisdiction decision and implementation roadmap within 3–5 business days. Formation, EIN/tax registration, banking and processor approval typically depend on third-party review, so I will provide a fast-track plan and identify every deadline risk before engagement. 5. Tax review: The analysis will cover US ECI/state nexus, Form 5472/1120 obligations, PH transfer pricing, withholding, intercompany service/IP agreements, CFC considerations and documented fund flows. 6. Fee: USD 1,250 fixed for the advisory phase, including jurisdiction matrix, implementation checklist, provider coordination, onboarding document pack and CPA/legal handoff. Third-party fees are separate. I will not recommend a structure until the ownership, fulfilment, customer geography and operational substance are reviewed. Waqas
$1,125 USD in 7 days
4.3
4.3

Greetings! I can structure a foreign subsidiary solution to unlock USD payment processing for your Shopify business. I have experience setting up US LLCs and Singapore entities for non-resident merchants to access Shopify Payments and Stripe with USD collection and settlement. I can advise on jurisdiction selection, entity formation, banking, tax implications, and intercompany agreements. I will provide a step-by-step implementation roadmap and can connect you with trusted formation agents and banks. I am familiar with Philippine outbound investment rules and cross-border fund flows. I can commit to your end of July timeline. Let's discuss your parent company structure and preferred jurisdiction. Thanks, Revival
$750 USD in 14 days
4.0
4.0

Your Success Is My Next Project. Hi there, You need a foreign subsidiary so your PH parent can use Shopify Payments/Stripe for USD settlement. I have completed similar projects. 1) Prior: set up a Hong Kong company to unlock Shopify/Stripe. 2) Jurisdiction: Hong Kong for USD banking and onboarding; US LLC if US focus. 3) Banking: used HSBC HK and Wise Business; a KYC clarification. 4) Timeline: 2–6 weeks; expedited US LLC+fintech can meet end-July. 5) Tax pitfalls: PH CFC exposure, transfer pricing and US ECI; addressed with intercompany agreements. 6) Fee: fixed advisory fee quoted after scoping. Your project deserves more than a standard solution. I'd welcome the opportunity to create something that truly stands out. Best Regards,Freek Snyders
$1,050 USD in 7 days
3.6
3.6

Have you already evaluated whether a US entity or Singapore structure would be more suitable for your Shopify merchant-of-record setup, or would you like a full comparison based on payment access, banking, and tax exposure? I have experience supporting international business structures where the primary objective was enabling reliable USD payment processing, improving banking access, and creating a compliant operational flow between jurisdictions. I can help analyze the best entity option (US LLC/C-Corp, Singapore Pte Ltd, Hong Kong LTD, or alternatives), considering Shopify Payments/Stripe eligibility, USD settlement, banking requirements, compliance obligations, and intercompany arrangements with the Philippine parent company.
$1,000 USD in 7 days
3.9
3.9

Hi, I can help structure the right international entity and payment setup for your Shopify business, focusing on USD collection, settlement, and long-term compliance. I’ll review the best jurisdiction options, Shopify Payments/Stripe eligibility, banking requirements, and the tax implications between the Philippines parent and new merchant entity. My approach will include a practical roadmap covering formation, banking, payment onboarding, and inter-company structure—not just general recommendations. I can discuss relevant cross-border payment structuring experience, realistic timelines, and a fixed-fee advisory scope based on your requirements. Best Regards, Muhammad Saad K
$750 USD in 5 days
4.1
4.1

As a full-service technology partner, my skill set and expertise extend far beyond my prolific background in design and software development. I bring to the table an in-depth understanding of businesses and their structural requirements, and I have firsthand experience in creating foreign entities to resolve payment processing challenges similar to yours. For example, not long ago, I designed a structure for a client expanding into the US market using a Singaporean subsidiary. The choice was driven by a combination of factors that included favorable tax regulations (territorial taxation), retail proliferation opportunities, and accessibility of banking services. It may not align precisely with your needs, but it demonstrates my capabilities to identify and optimize key variables for tackling structural problems. Crucially, I'm fundamentally familiar with Shopify Payments as well as Stripe underwriting requirements for foreign-owned bodies. This insight will prove invaluable in navigating the case-specific dispositions necessary for your foreign subsidiary.
$1,125 USD in 3 days
3.0
3.0

Having been in the web development industry for over 15 years, I have gained extensive experience and understanding of eCommerce platforms, including Shopify, which will be essential for this project. My knowledge in PHP will be extremely crucial in unlocking Shopify Payments and resolving any underwriting issues tied to a foreign-owned entity. Moreover, having garnered a deep understanding of international tax obligations from my corporate services background, I am well-positioned to navigate the potential tax pitfalls between your Philippine parent company and the recommended subsidiary structure. To further assure you of my ability to execute, let me share one prior engagement relevant to your project. In the past, I set up a US LLC for a client facing similar payment restrictions. The decision to choose the US jurisdiction was based on the need for USD collection and settlement without conversion costs. During that process, we encountered no account-opening or underwriting issues. Given my experience and network, I believe I can provide concrete assistance and direct referrals to useful formation agents, banks, and accountants as required.
$900 USD in 30 days
2.0
2.0

✅It sounds like you've put a lot of thought into this project ✅and want to get it done right. I recently structured a solution for a Philippine e-commerce merchant by forming a US LLC as merchant of record to unlock Shopify Payments and Stripe USD settlement, including formation, EIN, intercompany agreements and onboarding. I understand your core goal is USD collection and settlement without forced PHP conversion, minimal FX costs, and a clear compliance and tax profile between the PH parent and the foreign subsidiary. For banking and underwriting we used Mercury plus a US banking relationship with EIN, the client encountered standard beneficial-owner checks resolved through remote formation and a trusted agent, and the realistic timeline to first live USD transaction was about 6–8 weeks with proactive documentation, which I can commit to for an end-of-July-2026 go-live. My expertise balances performance, security, and user experience while addressing tax pitfalls such as US ECI exposure, Philippine CFC and BSP/BIR constraints, transfer pricing documentation, and I offer a fixed fee for the advisory phase with optional implementation retainers. Would it be a ridiculous idea for you to send me a message and see whether we're the right fit for this project? Kind regards, Curtley
$1,050 USD in 7 days
1.4
1.4

With my extensive knowledge and expertise in business structuring, I am confident that I can craft the perfect solution to your cross-border payment dilemma. To address the limitations currently faced by PH-domiciled merchants using Shopify and other processors, I have previously set up foreign subsidiaries specifically for USD payment processing. Notably, I successfully advised a client on establishing a Singaporean Pte Ltd which proved advantageous due to its territorial taxation system along with flexible banking options for non-resident owners. To give you an overview of what you can expect working with me on this project, let's outline a realistic timeline: after thorough analysis and recommendation of the most fitting jurisdiction – considering banking access, tax implications, and other crucial factors – we'll move on to entity formation, EIN/tax registration, business bank account setup (preferably using Wise Business), Shopify Payments integration, and inter-company agreements.
$1,125 USD in 7 days
0.0
0.0

I understand you're in a very specific situation with your e-commerce business and the limitations it faces operating from the Philippines. My experience as a full stack developer specializing particularly in digital payment platforms puts me in a unique position to help you face this structural challenge. I've successfully implemented similar solutions for my clients before, understanding the complexities of foreign subsidiaries that center around USD payment processing. Besides my familiarity with Shopify Payments and Stripe underwriting requirements for foreign-owned entities, I have a strong working knowledge relevant to your project with US and Singapore entity formations. On top of this, I comprehend the cultural and business practices that impact full US bank account access for non-resident owners - an area we'll need thorough understanding when structuring your new entity. In terms of timelines, which is rightly a critical factor for you, I'm confident in speeding through the process within your end-of-July deadline. This is because I work efficiently, maintain solid communication channels and collaborate with a team experienced in finance and regulatory matters that can execute on several fronts at once. High quality output within strict deadlines is my promise to you!
$750 USD in 7 days
0.0
0.0

Hello, I have structured a US LLC for a non-US ecommerce seller to unlock Stripe and Shopify Payments, with USD collection and USD settlement. We chose Delaware because banking and processor underwriting were clearer than Singapore for that client. The bank route used Mercury with Wise Business as backup, and underwriting needed invoices, website policies, ownership documents, and supplier proof. For your PH parent, I would map BIR, BSP fund flows, transfer pricing, ECI risk, branch profits exposure, and intercompany agreements before formation. A realistic path to first live USD transaction is 4 to 8 weeks after documents are ready. My advisory phase can be fixed fee, with separate support for formation, banking, and accountant referrals. Best regards, Teo
$1,000 USD in 5 days
0.0
0.0

Hi, there. I’m Susie Kalson, a consultant with over 7 years of experience in structuring foreign entities for payment processing. I understand the challenge of accessing USD payment solutions as a PH company. Your current limitations are affecting your cash flow and operational efficiency. ✅ Recommend optimal jurisdiction for your subsidiary to unlock Shopify Payments or equivalent, ensuring USD collection and settlement without forced conversions. ✅ Develop a detailed implementation roadmap for entity formation, bank account setup, and compliance processes. ✅ Assist with EIN/tax registration and onboarding to payment platforms like Stripe. ✅ Navigate tax implications between the PH parent company and the foreign subsidiary, addressing transfer pricing and CFC issues. ✅ Provide hands-on support, including direct referrals to trusted formation agents and banking solutions. ✅ Ensure ongoing compliance management to mitigate future risks. I am well-versed in Shopify, Stripe, and banking regulations for foreign entities, as well as Philippine investment rules. I am looking forward to work with you. Best Regards, Rosita Iniesta
$800 USD in 7 days
0.0
0.0

I understand you're seeking an expert who has successfully navigated the precise challenge of establishing foreign subsidiaries for Philippine-based e-commerce operations to enable direct USD payment processing via Shopify, avoiding unfavorable local currency conversions and FX costs. My experience includes structuring similar international payment solutions for businesses facing exactly these processor limitations. My approach involves a direct assessment of your current Shopify setup and transaction volume. I will then propose a robust, compliant structure, likely involving a Delaware or Singaporean entity, to serve as your primary merchant of record for USD transactions. This will enable seamless integration with Shopify Payments or preferred tier-1 processors, ensuring direct USD settlement to your newly established foreign entity. Can you confirm if you have a preferred jurisdiction for the subsidiary, or are you open to recommendations based on tax efficiency and ease of operation? I'm available to discuss this further at your convenience to outline a concrete implementation roadmap.
$1,255 USD in 21 days
0.0
0.0

You know what's funny about most payment-processing structuring — the real problem is almost never what it looks like on the surface. It's usually underwriting and banking-signal mismatches from ownership/KYC footprints, and until that's fixed, everything else is just noise. You need a recommended jurisdiction and a step-by-step implementation roadmap so a foreign subsidiary can be merchant of record and collect/settle USD via Shopify Payments or equivalent, with banking, tax and compliance and hands-on execution support. I'd start with a full underwriting-readiness audit (IDs, shareholder register, Shopify/Stripe history) before touching anything, then form the chosen entity, obtain EIN/bank accounts, draft intercompany agreements and onboard merchant/bank in that order, and provide onboarding support plus 60 days post-live monitoring. I've worked with Shopify Payments, Stripe underwriting, US LLC/Singapore Pte formation and Mercury/Wise long enough to know the thing that actually moves the needle here is a clean, consistent merchant profile — matching contracts, KYC and bank relationships. Before I get started — can you share the PH parent’s shareholder register and a sample Shopify/Stripe account history? Initial structure recommendation and bank short-list back to you within 5 business days of receiving those docs. Happy to start there before committing to anything bigger. Quick answers to your checklist: 1) Prior engagement: set up a US LLC for a PH Shopify merchant, obtained EIN, onboarded Mercury, supported Stripe/Shopify underwriting to live. 2) Jurisdiction: US LLC for direct Shopify/Stripe access and USD rails (SG is alternate for tax reasons). 3) Banking: Mercury + Wise Business; required extra commercial docs and shipments proof but account opened. 4) Timeline: typical 3–6 weeks to entity+EIN+bank intro; 4–10 weeks to first live USD transaction depending on bank underwriting. 5) Tax pitfalls: US ECI/branch exposure, SG residency tests, PH CFC/BSP reporting, transfer pricing and withholding — rigorous documentation needed. 6) Fee: Advisory fixed fee USD 4,500 (entity recommendation, roadmap, bank shortlist, referrals, 2 calls); implementation/referrals billed separately or quoted as a capped package. — Ashton4x
$1,000 USD in 7 days
0.0
0.0

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