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I’m launching a web-based fintech platform that will let merchants sign up, accept online payments, and apply for short-term loans—all managed through a clean, data-rich admin dashboard. The core scope is end-to-end development, covering everything from responsive front-end screens to a secure back-office. Key functions I must see in the first release: • Online payment module with strong encryption on every transaction and optional two-factor authentication at checkout. • Lending/loans workflow so approved merchants can request, view and repay financing directly inside their portal. • Merchant onboarding flow that routes each new applicant into a manual review queue; the admin panel should let me verify documents, approve or reject in one click, and track KYC status. • Central admin dashboard where I can monitor payment volume, loan KPIs, user activity and security logs in real time. Development expectations • Full-stack build—including database design, server logic, integrations with a payment gateway, and a modern SPA front end. • Clean, modular codebase ready for future services such as investments should I decide to expand. • Role-based access controls, audit trails and standard fintech compliance best practices baked in from day one. • Clear API documentation and a short hand-off session once the MVP is complete. I’m happy to discuss tech stack choices, timelines and milestone breakdowns; what matters most is a professional, maintainable product that is truly production-ready. If you have relevant fintech examples and can commit to frequent progress demos, I’d like to hear how you would tackle this build.
Project ID: 40429481
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55 freelancers are bidding on average ₹111,164 INR for this job

Hello there, I will deliver your fintech MVP — merchant onboarding with KYC review queue, payment module with transaction encryption and optional 2FA, lending workflow, and a real-time admin dashboard covering payment volume, loan KPIs, and security logs. One architecture decision worth addressing early: I will separate the payment and lending services behind distinct API boundaries so each module has its own data isolation and audit trail. This makes PCI compliance simpler and ensures the lending logic never touches raw card data — and it sets you up to add an investments module later without refactoring core services. Questions: 1) Do you have a preferred payment gateway, or should I recommend one based on your target merchant regions? Send me a message and we can go over the details. Best regards, Kamran
₹83,648 INR in 25 days
8.5
8.5

I am an expert in Shopify, WordPress, and web development technologies and can fulfill your fintech platform's requirements effectively. I am willing to start RIGHT AWAY, creating a secure and efficient system for online payments, lending workflows, and an intuitive admin dashboard. Let’s make your vision a reality! Regards, Pooja
₹112,500 INR in 3 days
7.1
7.1

Hi, I am Nabeel Abid, a software engineer with 10+ years of experience in web and software development. I understand the complexities and challenges involved in creating robust solutions that meet both user needs and business goals. My background includes a diverse range of technologies, including but not limited to HTML, CSS, JavaScript, Python, and various frameworks that enable me to build scalable and maintainable applications. I am confident in my ability to deliver high-quality results while adhering to project timelines. Reliability is at the core of my work ethic, and I value clear communication to ensure that all stakeholders are aligned throughout the development process. I am eager to contribute my skills to help you achieve your objectives and take your project to the next level. Regards, Nabeel Abid
₹135,000 INR in 5 days
6.8
6.8

As a trusted Full Stack developer and designer, my teams at SoftwareLinkers have successfully delivered scalable, data-intensive web systems across various industries, including Finance and Insurance. Our expertise in PHP, MySQL, HTML, and API development aligns perfectly with your project's requirements for a modern Fintech platform. We not only prioritize secure and responsive design but also ensure high-quality encryption, two-factor authentication, and KYC compliance which are integral to your fintech solution. Our commitment to providing effective business automation solutions is significant for your needs as it entails streamlining independent modules and adding future functionalities such as investment services. Being future-focused, we understand the importance of modular codebases that can be scaled up easily. Apart from the technological aspects, we assure you that our communication lines will always be open, keeping you informed of the progresses through our frequent demos. Your project is about more than just writing code- its about crafting a seamless experience for your merchants. This is exactly what our team delivers- functional designs that solve complex problems.I am confident in our ability to create a digital platform that closely aligns with your business goals,puts security at its forefront and is ready for production. I hope we get the chance to discuss in greater detail how my team's skills can best accommodate your project going forward.
₹100,000 INR in 21 days
6.5
6.5

With over a decade of experience in Full Stack Development and API Development, I'm thrilled about the prospect of building your modern fintech platform. I possess the technical skills in HTML, PHP, React, and Laravel that will enable me to create a clean and scalable codebase for your project. Moreover, I have completed more than a hundred digital projects successfully, giving me the confidence to guarantee fast delivery without compromising on quality. Notably, my familiarity with working in financial solutions – reinforcing security measures, utilizing strong encryption and complying with regulatory standards – puts me in prime position to tackle your fintech needs. Besides, I prioritize long-term support to ensure that your platform remains efficient and up-to-date in the ever-evolving tech landscape. Additionally, I pay significant attention to Design & UX - key concepts in building an engaging platform for merchants. Considering my diverse skillset that includes Graphic Design as well as Website Design using UI/UX principles - a beautiful yet functional interface is guaranteed. Choosing Prajapati Technologies would not only award you a maintainable product but also a dedicated partner in transforming your vision into reality. Let's team up and make your fintech realm a profitable reality!
₹112,500 INR in 7 days
6.5
6.5

Hey, fintech platforms like this usually break not at the UI level, but in how payments, lending, and user data are structured securely from day one. I’d approach this by separating core modules — payments, lending workflows, and onboarding/KYC — so each stays secure, traceable, and scalable. Payment flows will include proper encryption, validation, and optional 2FA, while loan handling will be structured with clear state transitions (request → approval → repayment) to avoid inconsistencies. The admin dashboard will be designed for real visibility — tracking transactions, loan metrics, user activity, and audit logs in real time, not just static reports. Backend will follow a clean API-driven architecture with role-based access control and audit trails built in, so future features (like investments) can be added without rework. I’ve worked on systems involving secure data handling, structured workflows, and performance-sensitive logic where reliability was critical. Quick question — do you already have a preferred payment gateway or need recommendations based on your region and use case? We can start immediately — I will ensure clear, daily communication and fast turnaround. You’ll always know the exact progress.
₹120,000 INR in 28 days
6.5
6.5

Hello there, we are a team of Data Scientist, senior Full Stack Web and Mobile App developers. Please, send me a message to discuss the work. Thanks Ashish Kumar.
₹175,000 INR in 35 days
5.7
5.7

Hey, I understand exactly what you’re building — this is not just a simple app, it’s a full fintech platform with payments, lending, KYC, and a real-time admin system. The biggest risk here is building everything together without a proper structure, which usually leads to security issues, rework, and scaling problems later. I can help you avoid that by first building a secure core system (authentication, role-based access, and database design), so everything stays clean, scalable, and production-ready from day one. After that, we’ll build step by step—payments, merchant onboarding with KYC review flow, loan workflows, and a real-time admin dashboard with KPIs and logs. Before I create an MVP milestone plan and timeline, I just need a few details so I can design it correctly: 1. Which payment gateway are you planning to use (Stripe, Razorpay, etc.)? 2. Should loan approvals in MVP be fully manual, or include any automation? 3. Which country/region are you targeting first (for compliance + payments)? Once I have this, I’ll map out a clear phase-wise plan with timelines and deliverables so you know exactly what you’ll get at each stage. Looking forward to your response. Best regards Abhishek
₹112,500 INR in 7 days
5.3
5.3

Hi, there. I will develop your fintech platform using a secure PHP Laravel backend, scalable database architecture, and a modern SPA frontend with responsive merchant and admin dashboards. If this sounds good, connect in chat and we can start. Thanks, Malix The platform will include encrypted payment processing, optional 2FA checkout, merchant onboarding with KYC review workflows, loan management modules, role-based access, audit logs, and real-time reporting with modular API-driven development. I have experience building fintech, payment gateway, and admin dashboard systems with secure integrations and production-ready architecture. The codebase will be clean, maintainable, and structured for future scalability including additional financial services and integrations.
₹75,000 INR in 12 days
4.8
4.8

With over a decade of experience in API development, full-stack development and website design, Dlite Info Tech Pvt Ltd is well-equipped to build your modern fintech platform. We possess a proven track record of transforming complex projects into seamless, high-performing solutions, and your web-based fintech platform is no exception. From responsive front-end screens to secure back-office operations, we have the competencies to translate your requirements into a professional, maintainable product that is truly production-ready. Our portfolio includes working with large databases and implementing robust server logic – core competencies essential for a fintech platform like yours. We not only adhere to standard fintech compliance best practices but also integrate role-based access controls and audit trails to ensure maximum security and accountability. Moreover, our clean, modular codebase guarantees easy scalability for future services such as investments. We understand the importance of frequent progress demos and clear API documentation in developing your product. Our team at Dlite Info Tech is committed to these values, and as a testament to that dedication, we offer 24/7 web maintenance & support for uninterrupted growth. Let's join forces and turn your tech headaches into a seamless, high-performing reality that empowers your business!
₹112,500 INR in 7 days
4.6
4.6

Building a secure and scalable payment processing module with two-factor authentication requires careful attention to both front-end UX and back-end security protocols. My experience developing secure e-commerce platforms, including handling sensitive financial data and integrating with payment gateways like Stripe and PayPal, aligns well with your requirements for the online payment module. I’d be happy to leverage PHP for the backend and craft a responsive front-end to ensure a smooth merchant experience. Given the 7-day timeline, I estimate delivering a functional MVP with the core payment module, onboarding flow, and basic admin dashboard within that timeframe, focusing on the most critical features first.
₹107,628 INR in 7 days
4.1
4.1

Hello, I can build a secure, scalable, and production-ready fintech platform that combines merchant onboarding, online payments, lending workflows, and real-time admin analytics within a modern full-stack architecture. • Secure payment processing with encryption, audit logs, and optional 2FA • Merchant onboarding system with KYC verification and approval workflows • Loan management module for applications, approvals, repayments, and tracking • Real-time admin dashboard for payment metrics, loan KPIs, activity logs, and monitoring • Role-based access control with scalable modular backend architecture • API-first development for future integrations and service expansion For the frontend, I recommend React for a fast SPA experience, combined with a secure backend using Node.js or Django depending on scalability and compliance requirements. Payment gateway integrations, KYC handling, and security best practices will be implemented from day one. The system will include clean database architecture, documentation, deployment-ready structure, and a maintainable codebase designed for long-term growth into future fintech services like investments or wallet systems. I’m comfortable with milestone-based development, regular progress demos, and collaborative planning throughout the MVP process. Ready to discuss the best architecture and development roadmap for your platform. Best regards, Ammar Sajid
₹75,000 INR in 7 days
2.1
2.1

Hello, Your fintech platform requirements align well with my experience in full-stack web development, secure payment systems, admin dashboards, and scalable backend architecture. I can help you build a production-ready MVP with a strong foundation for future expansion. With 8+ years of experience in PHP and full-stack development, I have worked on secure web applications involving payment integrations, role-based systems, API development, dashboard analytics, and workflow automation. Here’s how I would approach your platform: • Build a modern SPA frontend with a responsive merchant portal and admin dashboard. • Develop a secure backend with modular architecture for payments, lending, KYC, and reporting. • Integrate a trusted payment gateway with encrypted transactions and optional 2FA. • Create a merchant onboarding and KYC verification workflow with approval/rejection management. • Develop loan request, approval, repayment, and tracking functionality inside merchant accounts. • Implement role-based access control, audit logs, and security monitoring from day one. • Design the system to be scalable for future fintech services like investments or wallet features.
₹112,500 INR in 7 days
2.3
2.3

I can build your production-ready fintech platform with secure merchant onboarding, payment processing, loan management workflows, KYC review systems, and a real-time admin dashboard using a scalable full-stack architecture with strong compliance and security practices.
₹112,500 INR in 7 days
2.7
2.7

Drawing from my extensive 6+ years of experience in full-stack development, specializing in API and website design, I understand the unique intricacies that a fintech platform of this scale requires. With a deep understanding of crucial aspects like data encryption, payment integration, loan management and KYC compliance, I am well-suited for this project. I have a proven track record of delivering solutions that are secure, reliable and optimized for performance. My proficiency in working with WordPress, Shopify, Laravel, and .NET means I can seamlessly handle your end-to-end project scope. Furthermore, my expertise extends to building for scalability so you have the freedom to expand services in the future. Where I truly stand out is in my performance-first mindset. You want a fast, stable and high-converting platform – something I’ve consistently delivered. I optimize websites to load under 2 seconds with PageSpeed scores above 90%, giving your users an engaging experience while maximizing your conversion potential. With me on board, expect a professional collaboration where clear communication and frequent progress demos will be my priorities. My aim is to treat your project as more than a task – an investment in both our futures. Together, let's build a modern fintech platform that not only meets but exceeds your expectations!
₹75,000 INR in 4 days
1.6
1.6

Hi Adam, At NousTech, we specialize in delivering robust, secure fintech solutions that empower businesses to scale efficiently. Your web-based platform’s comprehensive scope aligns perfectly with our expertise in full-stack development and advanced digital security. Our approach includes designing a responsive SPA front end coupled with a modular, clean codebase and a secure back-office system. We prioritize strong encryption, two-factor authentication, and role-based access controls to meet fintech compliance standards. The payment module, lending workflow, and merchant onboarding with manual KYC review will be seamlessly integrated for intuitive admin management. We leverage scalable database design and smooth payment gateway integrations, ensuring real-time dashboard analytics for monitoring KPIs and security logs. Clear API documentation and regular progress demos will keep you fully informed throughout the project. NousTech is committed to delivering a professional, maintainable MVP tailored for future expansion. I look forward to discussing timelines and milestones to bring your fintech vision to life. Best regards, Adam Faustino
₹105,000 INR in 3 days
0.0
0.0

Hello, I’m interested in helping you build your fintech merchant platform. I have experience developing web dashboards, backend systems, API integrations, payment-related workflows, VPS/server administration, and secure web applications. Your project requirements closely match systems I have worked on, including: * Merchant/admin dashboards * Authentication and secure login workflows * API and payment integrations * Document management and approval systems * Real-time reporting and backend administration My approach would include: 1. Planning the platform architecture and database structure 2. Building responsive front-end interfaces 3. Developing secure backend APIs and merchant workflows 4. Implementing payment processing and loan request management 5. Creating an admin dashboard for monitoring, approvals, and reporting 6. Testing, deployment, and optimization I focus on clean development, stable performance, and long-term scalability. I would be happy to discuss the project structure and timeline in more detail. Best regards, Janica
₹112,500 INR in 7 days
0.0
0.0

Hi, I’m Saima Qaiser. I’m a full-stack developer with 5 years of experience building secure, scalable web applications, including dashboard-heavy SaaS platforms and fintech-style systems. I’ve reviewed your project requirements carefully, and I understand you need a complete end-to-end fintech platform with strong security, clean architecture, and a production-ready admin system from day one. Here’s how I would approach your build: I will develop a full-stack system covering both frontend and backend, including database design, server logic, and a modern responsive SPA dashboard tailored for merchants and admin users. For the payment module, I will implement a secure integration with a trusted payment gateway, ensuring encrypted transactions, secure session handling, and optional two-factor authentication at checkout to enhance security. For the lending/loan system, I will build a structured workflow where merchants can apply for loans, track repayment schedules, and manage their financing directly through their dashboard with proper status tracking and validation.
₹112,500 INR in 1 day
0.0
0.0

I’m a full-stack developer specializing in secure fintech ecosystems, and I’m ready to build your production-ready platform. I focus on modular, scalable architecture (Node.js/React or Python/Vue) to ensure your transition into investment services is seamless. I prioritize clean, documented code and provide weekly demos to ensure alignment. Let's discuss your preferred stack and turn this MVP into a market-leading reality.
₹80,000 INR in 7 days
0.0
0.0

Hi, I can help you build this fintech platform with a secure, scalable, and production-ready architecture. I have experience developing modern dashboards, payment-based systems, admin panels, and responsive web applications with clean UI/UX and modular backend structure. I can develop: * Merchant onboarding & KYC workflow * Secure online payment module * Loan/lending management system * Merchant dashboard * Central admin dashboard * Role-based access control * Audit logs & activity tracking * Real-time analytics and reporting * API integrations and documentation The platform will be designed with: * Secure authentication & encryption * Clean modular architecture * Responsive SPA frontend * Scalable database structure * Future-ready service expansion I focus on maintainable code, modern UI/UX, and smooth user workflows suitable for fintech platforms. I can also provide regular progress demos and structured milestone delivery throughout the project. Ready to discuss the architecture, timeline, and development approach in detail. Thanks
₹100,000 INR in 10 days
0.0
0.0

Vijayawada, India
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