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I want a straightforward mobile app that lets my borrowers stay on top of their loans after the funds have been disbursed. The app’s sole focus is management & repayment; I am not tackling the application or approval stages here. Core goals • Give each customer a clear snapshot of their outstanding balance. • Provide an automatically generated repayment schedule that updates the moment a payment posts. • Send timely payment reminders (push, SMS or email—whichever is easiest to wire up). • Offer an “instant loan” top-up feature so qualified users can draw a pre-approved amount without leaving the app. Technical expectations • iOS and Android builds (Flutter or React Native are both fine; I’m open to native if you have a solid argument). • Secure login with OTP or email link. • Simple, stable backend (Firebase, Supabase, Node/Express—your call, just outline why). • Payment gateway integration for in-app repayments. • Clean, well-commented code and a short hand-over video so my internal team can maintain it. Acceptance criteria 1. I can install the app, register a test user, and view a seeded loan balance. 2. The repayment schedule auto-recalculates when I trigger a mock payment. 3. Push or SMS reminder fires on the correct due date in a sandbox environment. 4. Instant loan button credits the account and adjusts the balance in real time. Package the final deliverable as full source code, compiled builds, and setup instructions. Once those four checkpoints pass in a staging environment, the project is complete.
Project ID: 40694642
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33 freelancers are bidding on average ₹7,877 INR for this job

As a seasoned full-stack developer with a primary focus on mobile app development, I am confident in my ability to deliver a user-friendly loan management app tailored specifically for your needs. Having built over 200 successful projects, I’m no stranger to the intricacies of financial apps and the importance of accuracy and security for handling sensitive information. My proficiency in Flutter will ensure you have both iOS and Android builds that are optimized, stable, and offer a seamless user experience. In addition to managing loan balances and generating repayment schedules, I understand the significance of timely reminders for your customers. To facilitate this, my skills extend beyond mere app development—I can integrate effective notification systems such as push notifications or SMS in-line with your preference. Furthermore, my expertise in API development and third-party integrations augurs well for smooth integration of payment gateways into the app for convenient repayments.
₹47,500 INR in 7 days
4.8
4.8

Dear Sir, I hope this message finds you well. I am a Full-Stack Developer with 8+ years of experience in Flutter and Laravel, specializing in building high-performance mobile applications and scalable web solutions. I have extensive expertise in developing cross-platform applications with Flutter and robust backend systems, RESTful APIs, and web applications using the Laravel framework. My experience includes clean architecture, state management, responsive UI/UX, database design, authentication, payment gateway integration, third-party API integration, and performance optimization. I focus on writing clean, maintainable, and scalable code that delivers reliable and efficient solutions. I can complete your project within the agreed timeframe and budget. Having worked on a wide range of mobile and web projects, I am confident in my ability to deliver a high-quality solution that meets and exceeds your expectations. Please let me know if you would like to discuss your project further. I would be happy to chat and answer any questions you may have. Best regards.
₹10,000 INR in 10 days
4.9
4.9

Hi, Post-disbursement only - balance, schedule, reminders, repayments - is a sensibly narrow scope, and Flutter with a Node or Supabase backend handles it comfortably. Before any code though, there is a store policy point that decides whether this app can exist at all. Google Play has a specific Personal Loans policy, and for India it requires a declaration plus documentation showing you are an RBI registered NBFC or bank, or are formally partnered with one. Apps that skip it get removed rather than warned, and Apple applies its own version of the same rule. So the first question is whose licence the app publishes under. Second, your fourth acceptance criterion needs more than a payment gateway. Collecting a repayment and disbursing an instant top-up are two different rails: gateways handle collection, while payouts need a separate disbursal integration that is approved separately. I have built OTP login and payment gateway flows before. On budget, the posted 600 to 1500 INR cannot be right for this, so I have bid what the work actually costs. Are you an NBFC yourself, or lending through a partner? Ping me here and we can go through it. Thanks, Raj
₹45,000 INR in 30 days
4.5
4.5

Given my 6 years of experience in mobile app development, I am well versed in crafting intuitive platforms similar to what you describe for your customer loan management app. Notably, I have developed E-commerce and Sales Management apps that have inbuilt payment gateways like the one your project necessitates. My proficiency in Android, Flutter, and React Native can help us develop your vision into an integrated and customer-friendly solution alongside ensuring a seamless repayment experience with an automatically recalculating repayment schedule. Additionally, since security is a top concern for your project, I can assure you that I am adept at building secure login systems using OTP or email link verifications, ensuring the safety of user data. Adding to that, my familiarity with databases such as Firebase and Supabase aligns well with your preference for simple yet stable backends with a clean code methodology. Moreover, not only will we deliver full source code and compiled builds but I will make sure to walk your team through the setup process via a detailed handover video. In conclusion, by combining my extensive technical expertise in crafting scalable solutions with your specific project requirements, we can create an efficient Customer Loan Management App that satisfies your core goals and acceptance criteria. Let's collaborate and transform this concept into reality!
₹1,050 INR in 7 days
4.4
4.4

As an experienced mobile app developer, I am well-equipped to undertake the task of building your Customer Loan Management App. With a strong background in developing both native and cross-platform applications, including those built with Flutter and React Native, I have the proficiency necessary to provide you with a top-notch end product. In line with your technical expectations, I am well-versed in secure logins using OTP or email link, utilizing payment gateways for in-app repayments, and creating simple yet stable backend systems—a strength that will serve this project well. Additionally, I bring my technical understanding of Firebase, Supabase, Node/Express to the table. For example, leveraging Firebase's real-time database will guarantee that your borrowers always have an updated snapshot of their outstanding balance and repayment schedule as payments post—a crucial functionality while dealing with loans. I can personally vouch for the clean and well-commented code as well as create a comprehensive hand-over video to ensure a smooth transition for your internal team. On top of my technical competence, one of my greatest assets is my ability to tackle projects from start to finish.
₹1,050 INR in 7 days
4.5
4.5

I understand your role base and payment base project. I'll develop in flutter. Timeline and payment detail in chat. Waiting for your response.
₹600 INR in 3 days
3.3
3.3

You need a secure post-disbursement loan app where balances, repayment schedules, reminders, payments, and approved top-ups remain accurate in real time. At Poundit, I built e-commerce and payment-automation workflows with Django, Node.js, Stripe, and customer-facing mobile/web interfaces. I’d use Flutter for consistent iOS and Android delivery, with a Node.js or FastAPI backend and PostgreSQL as the authoritative financial ledger. Payments and top-ups would be processed server-side with idempotent gateway webhooks, transaction records, and audit logs—not trusted to calculations inside the app. The app will include OTP login, loan summary, generated instalment schedule, payment history, due-date notifications, and a pre-approved top-up flow. Each successful or mocked payment will trigger a deterministic schedule recalculation and immediate UI refresh. I’ll provide sandbox tests, compiled builds, full source, configuration guidance, and a hand-over recording. Which country, repayment rules, and payment gateway must the first release support?
₹5,000 INR in 7 days
2.9
2.9

Hello, We reviewed your brief - a focused loan management and repayment app for borrowers after disbursal (not applications/approval): a clear outstanding-balance snapshot, an auto-generated repayment schedule that updates the moment a payment posts, timely reminders (push/SMS/email), and an instant-loan top-up so qualified users draw a pre-approved amount in-app - with OTP/email login, a payment gateway for in-app repayments, and a stable backend. Fintech apps with payment gateways and scheduled reminders are squarely our lane, on Flutter/React Native with a Node or Firebase backend. Team of 20; full source and a hand-over video included. One question: for the instant-loan top-up, is pre-approval eligibility a value you'll pass us via API, or should the app compute it from repayment history? Ping me so we can discuss further. - APIE Technologies
₹1,400 INR in 20 days
2.3
2.3

Hi, We are Bhartiya Coders. We have gone through your requirements and we can do this task. We can assure you for a complete professional work in a given timeline. Please share the complete detail of your requirement. We can immediately start working on your project once you allow us. List of my skills is following as; 1. HTML5, CSS 3, JavaScript (Angular JS, Backbone JS, node.js), JQuery, Ajax 2. Twitter BootStrap, Media JQuery 3. PHP, ASP.net, C#, YII, CakePHP, Codeigniter, Java (J2SE + J2EE with JSP, Servlet, JNDI, JDBC) 4. Wordpress, Magento, OpenCart, PrestaShop, Drupal 5. API Integration, Plugins integration & Customization 6. PhoneGap, JSON, XML, Xcode, Swift 7. SEO & SMO 8. MySQL, Ms-SQL, MongoDB, Oracle 9. Good understand 10. Fluent English Kind Regards, Team Bhartiya Coders
₹1,050 INR in 3 days
2.4
2.4

Having focused on mobile app development for quite some time now, I can assure you that I am more than capable of crafting the bespoke Customer Loan Management App you seek. My skills in Android and mobile app development, coupled with my ability to deliver high-quality solutions tailored to the unique needs of my clients, make me a strong candidate for the project. Moreover, as someone who has worked extensively with Flutter, React Native, and even native apps, I have a deep understanding of their functionalities and can offer you a solid argument on which platform would work best for your project. Alongside this, my experience in securing logins with OTP or email link, integrating payment gateways, delivering clean and well-commented code, and providing thorough hand-over notes/videos will ensure that your app is not only robust but easy for your internal team to maintain. Lastly, I understand the paramount importance of meeting tangible acceptance criteria. In this light, I assure you that I will do more than run your project through a series of tests; I will create an app that immerses your customers in effortless loan management. With me on board, you can rest assured that the final deliverables - full source code, compiled builds, setup instructions - will meet or exceed your expectations while meeting all four acceptability criteria. Let's make-
₹1,500 INR in 2 days
1.4
1.4

Greetings I am Erinc I am a Web Developer knowledgeable in Mobile App Development and iPhone. I can confirm I can help with yout loan management application strictly under your budget. I am able to start now and on desk everyday. Looking forward to hear from you. Thanks for your consideration.
₹1,050 INR in 7 days
0.6
0.6

Hi, I have 10+ years of experience in Flutter, Laravel, PHP, MySQL, and mobile application development. I can build a secure customer loan management app with customer registration, loan applications, EMI schedules, repayment tracking, payment history, notifications, documents, and an admin panel for managing customers and loans. I’ll ensure clean API integration, secure data handling, smooth Flutter performance, and a user-friendly interface across Android devices. I’m ready to start immediately.
₹7,000 INR in 7 days
0.0
0.0

Being well-versed in both React Native and Python, I'm fit to develop your Customer Loan Management App. React Native will enable us to create robust iOS and Android builds efficiently, ensuring a seamless user experience. Python would be the perfect match for your simple and stable backend requirement, offering you a secure and scalable solution. Moreover, my expertise in API integration and management complements your project's need for integrating a payment gateway for in-app repayments as well as sending push reminders. With my skills, borrowers can view their outstanding balances, automatically updated repayment schedules as well as have timely payment reminders at their fingertips. My commitment to clean code with detailed commenting comes into play with this project as well. The app's maintainability is key here, henceI will share a short hand-over video along with the clean and well-commented code that outlines the app's architecture and functionalities precisely. I do believe with these crucial elements in place, your internal team will have no trouble managing the system post-handover. In conclusion, collaborating with me isn't just about getting an app developed; it's about building a reliable solution that meets your unique requirements while upholding industry standards. I look forward to working together on this exciting project!
₹600 INR in 1 day
0.0
0.0

With a focus on FinTech, I am well-versed in the complexities of payment gateway integration, making me the perfect fit for your project. I understand the importance of providing a user-friendly and secure platform for loan repayment. My experience building applications using Flutter and React Native position me well to deliver a well-performing, cross-platform solution for your business. Whether it's a native or hybrid app, my proficiency is streamlined towards user satisfaction. In regards to the backend solution, I understand that there are multiple options available such as Firebase, Supabase or Node/Express, and each have their own benefits. I can provide valuable insights into choosing the best option based on efficiency and scalability, keeping in mind future expansion plans. Additionally, I believe in the importance of knowledge transfer. As part of my final deliverable, I'll ensure neat and thorough documentation including code comments and a short yet comprehensive video tutorial for your team to easily maintain & navigate the app in case there are any updates or improvements. With me on board, you can rest assured that you'll be delivered a highly-functional and intuitive Customer Loan Management App that meets all your technical expectations and acceptance criteria. Reach out today to get started!
₹600 INR in 7 days
0.0
0.0

Greetings I understand you need a mobile app for borrowers to manage and repay loans effectively, and we have successfully completed similar projects in the past. Your goal is to create a user-friendly platform that provides clear loan details, automatic repayment schedules, timely reminders, and an instant loan feature. We can achieve this by utilizing Flutter for cross-platform compatibility, ensuring secure login with OTP, and integrating a reliable payment gateway. I bring experience in developing mobile applications that prioritize user experience and functionality, ensuring clean code and comprehensive documentation for your team. I would love to chat about your project and suggest a follow-up discussion to explore how we can bring your vision to life. Regards, Nabeel Ismail
₹650 INR in 7 days
0.0
0.0

Hi, I can build your loan management app for both iOS and Android using Flutter + Firebase. I’ll cover: * Secure OTP/email login * Loan balance & repayment schedule * Automatic balance/schedule updates * Payment gateway integration * Push/SMS payment reminders * Instant pre-approved loan top-up * Complete source code, builds & setup documentation I’ll make sure all 4 acceptance criteria work correctly in staging. Ready to start immediately. Thanks!
₹1,050 INR in 5 days
0.0
0.0

With over five years in the industry, covering everything from project ideation to successful product launch, I am confident that I can meet and exceed all your expectations for your Customer Loan Management App. My expertise in both Flutter and React Native (and a good background in native development) puts me in a unique position to offer customized solutions. Taking note of your robust needs, my skillset will guarantee you an immensely clean codebase for easy maintainability, speedy execution, and a delightful user experience. As part of my extensive experience as a Full-Stack Developer, I have not only handled complex frontend development using React.js but also built efficient backend systems running on Node.js. My work with third-party integrations skillfully lines up with the need for Payment gateway integration for the repayment process right within your app. Additionally, I’m comfortable with Firebase which I believe will be ideal for backend management and fast real-time updates required by this project.
₹1,050 INR in 7 days
0.0
0.0

Hi there, I would love to build your loan management app. I propose using React Native (for both iOS and Android) and Firebase for a secure, fast, and simple backend. I will build all your core features to pass your acceptance criteria: Secure OTP login for users. A clear dashboard showing balances and auto-updating repayment schedules. Push notifications for payment reminders. An "instant loan" top-up button. In-app payment gateway integration. I always write clean, well-commented code. I will provide the full source code, builds, and a quick handover video so your internal team can easily take over maintenance. I am ready to set up the sandbox environment and get started. Best regards, M Syaiful Bahri
₹1,050 INR in 7 days
0.0
0.0

Hi, With 10+ years of experience in mobile and financial application development, I can build a secure, user-friendly loan management app for both iOS and Android. I recommend React Native for a single, maintainable codebase, combined with Node.js/Supabase for a scalable backend. The app will include secure OTP/email authentication, live outstanding balance, automatically updated repayment schedules, payment gateway integration, and scheduled push/SMS reminders. The instant loan top-up feature will securely update eligible users' balances in real time based on predefined backend rules. I’ll ensure clean architecture, secure APIs, proper data handling, and thorough testing. You will receive complete source code, compiled Android/iOS builds, setup documentation, and a handover walkthrough. I can structure development around your acceptance checkpoints and deliver a stable staging build for testing before final release. Regards, ALOP
₹1,500 INR in 7 days
0.8
0.8

Hi! I’m Brian, a Flutter developer with 2.5+ years of experience. I’ve built Pesapad, an offline-first bill tracker for small businesses—very similar to your loan management app. Why I’m the best fit: ✅ Relevant app: Pesapad handles outstanding balances, local currency, secure login (PIN/biometric), and offline data. ✅ Flutter & Dart for both iOS and Android. ✅ Backend: Supabase/Firebase for real-time data, authentication (OTP/email), and cloud sync. ✅ Payment gateway: I can integrate Stripe, Razorpay, or Flutterwave (whichever you prefer). ✅ Reminders: Push notifications via Firebase Cloud Messaging, or SMS/email via Twilio/SendGrid. I’ll deliver: 1) Customer registration & OTP login 2) Loan balance dashboard 3) Auto-updating repayment schedule 4) Payment reminders (push/SMS/email) 5) Instant loan top-up feature 6) Clean, commented code + setup guide + hand-over video I’m available immediately and can share Pesapad screenshots or a demo on request. Let’s build this together!
₹1,500 INR in 10 days
0.0
0.0

Kozhikode, India
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