I would like to contract a marketing company to conduct our national credit card acquisition campaign. I have a provisional patent on a business process for financial services that makes credit cards cheaper for consumers. The plan is titled the "Rate Zero Plan". I will require Turn-Key services. In return I will Pay the marketing company,20% of the first years net revenue. I will also give the marketing company full operational control of the company during the term of our one year agreement. My company is in the start up stage and is registered in Victoria Texas with the county clerks office. Franklin takes millions of scattered credit card holders ,and groups them by their fico scores,and nego. lower rates and lower fees on their behalf. Franklin members pay their annual membership fee out of their savings. Our average annual membership fee will only be $250 dollars franklin has been projected to have 20,000,[url removed, login to view] members by the end of our first year of global operations. Franklin has the authorization to transfer our members account(s) to another bank should any of our selected issuers violate our members rights, we don't foresee having to transfer any accounts however, this will allow Franklin to nego. from a position of strength. The threatened loss in card holders will always be greater than the prospective profit from any fee increase. As a result consumers will be able to regulate both the Credit card and Banking industries thru, Franklin.