Argentina Multi-Platform Virtual Wallet

I’m building a full-featured virtual wallet for the Argentine market that must work seamlessly on iOS, Android, and the web. At its core the product will let users: • send and receive payments in pesos, • transfer money between their own accounts, and • keep an eye on spending through clear budgeting and analytics screens. All three channels should share a single codebase for business logic so balances stay perfectly in sync, yet feel fully native on each platform. The web experience can be a responsive PWA; the mobile apps should be store-ready builds. A critical piece is direct integration with local banks. I will provide the list of institutions and any available API docs; the code needs to handle secure user authentication (OAuth or equivalent), real-time balance retrieval, and instant transfer initiation while staying compliant with Argentine regulations and PCI-DSS best practices. Deliverables I expect: 1. Technical architecture diagram and stack decision (your suggestion is welcome—React Native + Node, Flutter, or another approach). 2. UX wireframes covering onboarding, KYC, payment flow, transfers, and budgeting dashboard. 3. Fully functional backend with encrypted data storage, webhook handling for bank notifications, and REST/GraphQL endpoints exposed for all wallet operations. 4. Production-ready iOS and Android builds plus a live web deployment. 5. Basic test suite (unit + integration) and CI/CD scripts so future iterations ship quickly. 6. Handover package: repo access, environment variables template, and concise runbook. The project is ready to start as soon as we confirm the tech stack and timeline; sensible milestone proposals are welcome so we can track progress against each feature group. No

Project ID: 39721788