Email contact address company owners canadapekerjaan

I am in need of an expert with comprehensive ...knowledge of Microsoft Outlook on desktop. My project requires: - Configuration and setup of one email account in my Outlook desktop application. I need assistance in making sure this is configured properly and syncing correctly with my email server. - Enhancing my Email organization and management. I require help in creating a more efficient filing and organization system within my Outlook. The ideal candidate would have significant experience and expertise with Microsoft Outlook and, more specifically, with configuring and managing email accounts. Strong understanding of email management best practices is essential. These skills will allow you to effectively assist me in ensuring my email is orga...

I'm in need of a highly skilled developer to create an ...values for various e-commerce events such as sales, cancellations, and renewals. These values need to be stored in a MySQL database. Additionally, email notifications need to be sent to both the admin and users, triggered by specific e-commerce events. Key Requirements: - Develop an admin dashboard for managing callback values - Utilize a MySQL database for storing the callback values - Implement a system for automated email notifications upon e-commerce event triggers Skills & Experience: - Strong proficiency in MySQL - Extensive experience in e-commerce site development - Proficient in creating admin dashboards - Skilled in implementing automated email notification systems - Ability to create a rob...

I'm looking to create a comprehensive database of self-managed home care providers in Queensland and Australia to facilitate networking within the industry. Key requirements: - The database should include the provider's: - Name - Address - Email - Prime contact Ideal skills for this project: - Proficiency in data collection and database creation - Familiarity with the home care industry in Queensland and Australia - Organizational skills, to categorize the data by region - Excellent attention to detail, ensuring accuracy in information provided The data should be organized by region for easier networking. I may also require the database to be updated periodically. The collected information should be reliable, up-to-date, and include a diverse rang...

I am seeking an expert to develop a comprehensive marketing plan through Google Ads, Facebook and LinkedIn ads for a home loan aggregation company. The primary goal is to generate customer leads and Direct selling Agent leads in Hyderabad, Delhi, and Mumbai. Key Tasks: - Keyword research: Identify and suggest relevant keywords that are likely to drive customer leads. - Budget Allocation: Determine an effective budget per city in rupees for the Google Ads , Facebook and LinkedIn campaigns. - Targeting: Tailor the strategy specifically to these cities, ensuring maximum reach and impact. Ideal Skills and Experience: - Extensive experience in Google Ads, Facebook and LinkedIn for lead generation. - A strong understanding of the Indian market and its nuances, particularly in Hyderab...

I need someone who can edit my wordpress contact form - it is not going to my gmail correctly. the website is built in elementor lite.

I'm see...skilled and conscientious Android user who can help us identify bugs in our app's beta version. Key Responsibilities: - Daily testing: You'll be expected to provide daily feedback on any bugs you find. This will help us maintain a smooth and error-free user experience. - Detailed bug reporting: Clear, concise and detailed reporting on any bugs identified is crucial for our development team to address these issues quickly and efficiently. Ideal Candidate: - Experienced Android user: To be effective at this role, you should be very comfortable using Android phones. - Detail-oriented: You should be able to spot and describe even the smallest bugs. - Strong communication skills: Your feedback will be vital for our development, so the ability to articulate iss...

I'm in need of a skilled freelancer who can help me implement schema markup for my WordPress website's...markup for the individual product pages. This includes ensuring that the markup is correctly placed and configured for maximum visibility and performance. - Testing & Optimization: After the implementation, you should conduct thorough testing to ensure that the schema markup is properly functioning and delivering the expected results. If there are any issues, you should be able to identify and address them promptly. Please make sure to provide examples of previous schema markup work you have done, especially for physical products. The ideal candidate will be committed to delivering high-quality work and have a track record of successful schema markup implementation...

I'm see...skilled and conscientious Android user who can help us identify bugs in our app's beta version. Key Responsibilities: - Daily testing: You'll be expected to provide daily feedback on any bugs you find. This will help us maintain a smooth and error-free user experience. - Detailed bug reporting: Clear, concise and detailed reporting on any bugs identified is crucial for our development team to address these issues quickly and efficiently. Ideal Candidate: - Experienced Android user: To be effective at this role, you should be very comfortable using Android phones. - Detail-oriented: You should be able to spot and describe even the smallest bugs. - Strong communication skills: Your feedback will be vital for our development, so the ability to articulate iss...

I'm see...skilled and conscientious Android user who can help us identify bugs in our app's beta version. Key Responsibilities: - Daily testing: You'll be expected to provide daily feedback on any bugs you find. This will help us maintain a smooth and error-free user experience. - Detailed bug reporting: Clear, concise and detailed reporting on any bugs identified is crucial for our development team to address these issues quickly and efficiently. Ideal Candidate: - Experienced Android user: To be effective at this role, you should be very comfortable using Android phones. - Detail-oriented: You should be able to spot and describe even the smallest bugs. - Strong communication skills: Your feedback will be vital for our development, so the ability to articulate iss...

...need of someone who can help me gather email addresses, websites, and phone numbers from the links in the attached spreadsheet. It's crucial that the information you provide is accurate and up-to-date. The test of accuracy will be me sending emails and verifying the company. Any wrong details will need to be collected again unless it is beyond your control (e.g. company has closed down etc.) Automated collection will be erroneous as the data needs to be collected in the following way. use the company names or links from the attached spreadsheet. 2. To copy and paste the company name + UK in the Google search box. The company's operation must be based in the UK as similar names may exist in US as well. 3. Or to click company logo an...

I am currently having issues updating my pages with Elementor, and I'm not receiving any error messages. Additionally, I've noticed that my website's performance is slow and could benefit from more memory. Key Requirements: - Troubleshoot and resolve the issue of Elementor not updating p...Troubleshoot and resolve the issue of Elementor not updating pages without error messages. - Optimize the website's performance to improve its speed. Ideal Skills and Experience: - Proficient in WordPress and Elementor. - Experience in troubleshooting and resolving plugin compatibility issues. - Demonstrable experience in website optimization for speed and performance enhancement. Your bid should address these points specifically. Please provide examples of similar work...

I have a project that entails exporting contacts from one database and merging them in a particular manner. Here's what I ne...project that entails exporting contacts from one database and merging them in a particular manner. Here's what I need: • Transferring data between databases -- changing to a new program • Combining the Excel rows into a single cell. Only the address, city, state, zip into one cell. Name, phone, email will stay separate. • The final format for the merged data should be in CSV. Ideal skills and experience required for this project include extensive knowledge about Excel functionalities, CSV formats, and database management. Previous experience with contact data transfer and merging will be highly appreciated. Let me kn...

I'm looking for a professional email marketing agency that can manage an email campaign for me. Essential skills/experience required: - Proficiency with email service like mailchimp or similar - Previous experience in email marketing, particularly in promoting products - Ability to send follow-up email Key deliverables: - Sending out 350 emails using our email id - Creating and sending follow-up emails - Providing a detailed report on the campaign's performance Please note, I have a template for the emails already. I also have the database of the people to send out in excel format - company name, email, first name and last name - so it should be easy

I have a project that entails exporting contacts from one database and merging them in a particular manner. Here's what I ne...project that entails exporting contacts from one database and merging them in a particular manner. Here's what I need: • Transferring data between databases -- changing to a new program • Combining the Excel rows into a single cell. Only the address, city, state, zip into one cell. Name, phone, email will stay separate. • The final format for the merged data should be in CSV. Ideal skills and experience required for this project include extensive knowledge about Excel functionalities, CSV formats, and database management. Previous experience with contact data transfer and merging will be highly appreciated. Let me kn...

I'm seeking a skilled ORM executive to manage our online reputation. Your key tasks will be online reputation management and review generation and management. Key responsibilities: - Handling negative reviews and complaints: I need someone who can effectively address and manage negative reviews on relevant platforms, particularly review websites. - Generating and managing reviews: I'm looking for someone who can help increase our positive online presence through generating and managing reviews. Ideal skills and experience: - Previous experience in online reputation management. - Proven track record of handling negative reviews and complaints effectively. - Strong communication and conflict resolution skills. - Familiarity with different review websites and their policie...

**Job Posting: AI Music Lyrics Generator** **Position:** AI Music Lyrics Generator Developer **Location:** Remote **Type:** Full-time/Contract **About Us:** We are a cutting-edge tech company dedicated to revolutionizing the music industry through innovative AI solutions. We aim to empower musicians, artists, and producers by providing them with advanced tools to enhance their creativity and productivity. **Job Description:** We are seeking a talented and experienced AI Developer to create an advanced AI Music Lyrics Generator. This bot will be capable of analyzing uploaded instrumentals and generating both the lyrical flow and content to match the music. The lyrics produced must be clean and suitable for audiences aged 18 and above. **Key Responsibilities:** - Develop and imp...

I'm in urgent need of an experienced Laravel developer for a VPS-hosted application. The application is facing some critical issues which need immediate attention. Key Responsibilities: - Quickly identify and resolve user interface issues. - Address database errors and ensure data integrity. - Implement necessary optimizations to ensure smooth running of the system. This project requires immediate action as the application is currently not functioning optimally. Hence, the ideal candidate should be able to work under pressure and deliver results within a limited time frame. Skills and Experience Required: - Proven experience with Laravel, particularly in debugging and fixing issues. - Strong knowledge of VPS hosting environments. - Ability to work under pressure and meet ...

I'm looking for an expert to help me fix an error on my website. The site is not specified as to what the problem is and I would need a thorough diagnosis and resolution. Additionally, I'm experiencing some uncertainty with my Google Merchant Center listings, but I'm not sure of the details. Key Responsibilities: - Diagnosing and fixing errors on ...Skills and Experience: - Proven experience in website troubleshooting and error resolution. - A thorough understanding of Google Merchant Center and experience with product listings. - Excellent analytical and problem solving skills. - Strong communication skills, as we will need to work together to identify and resolve the issues. Ultimately, I'm seeking a professional who can help me address these problem...

I'm the owner of a WordPress website and have administrative access. I'm looking for a skilled developer to help me change the admin email without altering the username, password, or other settings. The primary reason for this change is to ensure that the contact information displayed is up-to-date. Key requirements include: - Updating the admin email: The new email address will be provided to the selected freelancer. - Maintaining username and password: It's crucial that these details remain unchanged. - Preserving other settings: The current configurations, including security measures and other account settings, should not be affected. Ideal skills and experience for this job: - Proficiency in WordPress: The ideal candidate should have...

I need a proficient database developer (PHP Developer) to create a specialized system for my dental equipment repair company. The database will cater to a sizeable clientele of 5000 customers. The details to be incorporated include: * Equipment type (X-ray machines, Dental chairs, Autoclaves) * Maintenance history * Customer details (Clinic name, number, email address etc.) In order to succeed in this project, you should have: * Strong database creation skills with the ability to account for our unique needs * Experience in the healthcare sector, specifically knowledge of dental equipment * Excellent problem solving and critical thinking skills for effective database design * Understanding of confidentiality requirements given the sensitive nature of the customer ...

I'm seeking a sales consultant with expertise in the hotel industry to generate leads and drive sales, primarily from hotel owners. Key Objectives: - Lead Generation: The main goal of this project is to identify and attract potential customers specifically from the hotel industry. Your prior experience in sales in this sector is essential in understanding the nuances of this market and effectively generating leads. - Lead Conversion: While generating leads is important, converting them into actual sales is equally crucial. You should be proficient in sales techniques and understand the hotel industry well enough to effectively convert leads into customers. Ideal Candidate: - Prior Experience: A strong background in sales, particularly in the hotel industry, is a must. You sho...

I am currently using R, specifically the ppcor package, to conduct partial correlations on a sizable dataset. Unfortunately, the process is slow and fails to address all columns efficiently. I'm seeking assistance to: - Improve the computation speed - Enhance the handling of columns within my dataset The ideal freelancer for this task should be proficient in R programming, with specific experience in working with the ppcor package or similar tools for statistical analysis. A background in optimizing code for large datasets would be highly beneficial.

Hello, we need personnel to carry out the external financing operations of our betting company.

I am looking for a redesign of my logo (the first image is my current logo). I am looking for something very plain and simple that will be easily recognizable and professional. Nothing 3D, just 2d plain and simple. -It is a grass company -I like the orange part with the leaf of my original logo -It has to be green (any shade) with orange OR brown -It can have GC (initials) overlapping to make a logo. -Nothing too busy, plain and simple -I like the font used in the 3rd image -Open to any ideas / originality Good luck

I am after a proficient web developer to design a contact page for my website, taking inspiration from Egyptian pyramids. I'm looking for a unique design that can set my site apart from the rest. Key deliverables include: - Hunting down the right imagery and design elements that speak to the theme - Ensuring the design is responsive and user-friendly You should have: - A demonstrated ability in web design, ideally with examples of distinctive themed layouts - An understanding of how to apply branding consistently - A meticulous eye for detail - An understanding of user experience principles Please note, I've omitted input on the functionality and information requirements on the contact page. Therefore, I'd like your professional advice on what wo...

Please develop a Python script to retrieve restaurant data from Google Maps using the Maps/Places API. The script should specifically target restaurants that hav...specifically target restaurants that have a phone number but *without* a website. The inputs I need to enter are: - Location (latitude and longitude) - Search Radius (meters) - Restaurant Type (including catch all types in the "Food and Drink" category) Key Data to Retrieve, output in a .CSV: - Name - Address - Phone Number - Google Maps URL Ideal skillset: - Proficient in Python - Strong experience with Google Maps/Places API - Ability to deliver results promptly and efficiently - Attention to detail to ensure accurate data retrieval

I'm in need of a developer familiar with Google Maps API to create an interactive map feature for my website. This map should allow users to enter their street address. Once done, it should show an aerial image of their house and give an estimate of the square footage of the landscape without structures. Key requirements: - Users should be able to directly input their street address on the website to obtain the aerial image and square footage estimate. - The map should be interactive, but only for viewing purposes. No advanced interactions like drawing or area selection are needed. Ideal skills and experience: - Proficient in Google Maps API and integrating it into websites. - Experience in developing interactive elements on websites. - Strong understanding of front-en...

I'm seeking a creative and talented designer to craft a unique and attractive logo for my roofing company, Reel Roofing LLC. The brand name 'Reel' is a nod to my love for fishing. Thus, I'm hoping for the logo to subtly incorporate elements related to fishing, specifically a fishing reel. Key Requirements: - Incorporate a fishing reel subtly into the design - Utilize the colors blue and green, reflecting a calm and natural aesthetic - Focus on a modern and possibly bold design style Your Work: - Should be original and not based on generic templates - A style that's modern, clean and adaptable - A design that balances the fishing theme with a professional, roofing company aesthetic Ideal Skills: - Proficiency in logo design, with a portfolio showcas...

I have developed an engaging game and am now seeking a skilled marketing expert to craft and execute a dynamic marketing campaign. The goal i... - Proven experience in strategic marketing within the gaming industry. - A creative and analytical mindset to target and engage potential licensees. - Knowledge of digital marketing platforms and how to leverage them effectively. - Ability to create compelling presentations and materials to showcase the game's potential. - Strong networking skills to reach entrepreneurs and small business owners. The project will involve market research, development of marketing materials, and a targeted outreach plan. I'm looking for someone who can not only plan but also actively engage with potential licensees to generate interest and c...

...executive to join my real estate team. Your primary responsibilities will include: - Lead Generation: Acting as the first point of contact for potential clients, you'll be responsible for identifying and pursuing new leads. This includes cold calling, emailing, and networking to generate interest in our properties. - Closing Deals: You'll be tasked with converting leads into customers by nurturing relationships, understanding their needs, and effectively selling our residential properties. - Customer Service: Providing exceptional customer service is a critical aspect of this role. You'll need to ensure client satisfaction, maintain strong relationships, and address any concerns they may have in a timely and professional manner. Ideal candidates should ...

I'm in need of an experienced graphic designer who can create visually appealing graphics for a series of 5 email communications. These emails are part of a campaign directed towards buyers of fundraising direct mail for Non-Profits. Your expertise in HTML and CSS might also be highly beneficial for this project. Key Requirements: - The main goal of this email campaign is to generate awareness of our company, which is in the direct mail printing and mailing space. We are a service organization and do not sell products. The email list is custom compiled to Buyers of fundraising direct mail services. Therefore, the graphics need to be tailored towards achieving this objective. - The tone of the graphics should be professional, authoritative and eye catching....

...columns: 1st columns is for Brand 2nd column is for Model 3rd column is for Color 4th column is for Price 5th colums is for Quantity in Stock We want to realize a simple php page with a form to send an email with the chosen products. We need that someone just fill the database wkth the data we have in excel file (about 350 lines) To access the page we need a login page. We need 2 levels: 1 level: administrator 2nd level: agents One administrator is sufficient More agentes are necessary. ADMINISTRATOR PAGE: The administrator can add, edit or remove an agent. Just Name, Surname, phone, email, username, password The administrator can see the list of products, delete one, add another line, edit one line. AGENT PAGE: If the agent logins he can see a list of all the pr...

I'm in need of an experienced finance expert who can produce high-quality, engaging content on finance. - Ideal candidate should have a strong understanding of various finance topics, such as personal finance, corporate finance, and investment analysis. - The content should be of high quality and targeted at students, small business owners and the general public.

Create a bright and bold 12' x 40' billboard to effectively promote our B2B Virtual Assistant service. This design should turn heads, deliver a clear message, and drive results! Use the below information to craft the best billboard you can do! You may utilize some of the copy provided or create your own copy based on the information provided. Company/Service Information: • We are a US-based staffing agency that provides Virtual Assistant Services to micro-, small-, and medium-sized enterprises worldwide. • Our Virtual Assistants come from all over the world. • We have been in business for more than a decade. Our services: • Admin Support • Business Support • Marketing Support • Technical Support Industries we serve: • Constructi...

I am looking for help to create two databases of potential clients for an e-mail marketing campaign, the first database should be exclusively of potential clients in Mexico from the entire country and the other, I don't know if it can be from Mexico City. . I am looking to obtain, if possible, name, emails, telephone number, and address

I have a Node.js website where a critical bug has surfaced. Every time I log in with one ID, the session automatically switches to another ID after a page refresh. This is causing severe disruptions and needs urgent attention within 24 hours. Key Aspects: - Immediate resolution of the login bug that switches sessions. Ideal Skills and Experience: -...bug has surfaced. Every time I log in with one ID, the session automatically switches to another ID after a page refresh. This is causing severe disruptions and needs urgent attention within 24 hours. Key Aspects: - Immediate resolution of the login bug that switches sessions. Ideal Skills and Experience: - Proficient in Node.js and troubleshooting login related issues. - Quick turnaround to address the issues within the specified t...

As part of our market research efforts, we are seeking to gather valuable insights from businesses operating in the HOREKA segment. We have compiled a list of companies that fit our target criteria, and we require your expertise to conduct telephone surveys with support by email /whatsapp/social media reach with the business owners or top management personnel of these organizations. The survey will consist of a maximum of 5 questions, covering both general information about the company and specific inquiries related to the service we intend to offer. To ensure the accuracy and reliability of the data collected, we request that you obtain call recordings for all survey interactions conducted or responses in written format with the top management personnel. Additional...

I'm looking for an experienced and talented logo designer to create a classic and traditional-style logo for my brand. The primary purpose of this logo is to enhance brand recognition, so it ne...Understanding of branding principles and ability to create a logo that resonates with the brand's values. - Proficiency in creating logos for online platforms, ensuring they maintain their integrity and recognition across various digital mediums. If you're passionate about classic design, have a keen eye for detail, and can create logos that stand the test of time, I'd love to hear from you. The company name is Advanced Tax Strategies. We want one of the primary colors to be Red. Once we have chosen the winner, we will probably contract with you to do letterhead and...

I'm searching for a skilled Agile Scrum Master to lead a team of very experienced team members in an effort to improve overall productivity. Key Responsibilities: - Utilize Agile methodologies to enhance team performance - Facilitate daily stand-ups, sprint planning, and retrospectives - Collaborate closely with Product Owners to ensure priorities are clear - Identify and help resolve any impediments hindering team progress - Provide regular updates to me via phone calls The ideal candidate should have: - A proven track record of implementing Agile methodologies - Excellent communication skills, particularly over the phone - Ability to lead a team of very familiar Agile practitioners - Strong conflict resolution skills - Familiarity with Scrum practices Please do not hesit...

Provide instructions on how to restrict access to AWS WorkMail by IP address and any other ways to further improve security.

I have a PDF membership directory that was emailed to me. I need someone skilled in data extraction to help convert it into an easily readable CSV file. The ideal candidate should possess: - Proficiency in working with both PDF and CSV file formats. - Strong data extraction skills. - ...that was emailed to me. I need someone skilled in data extraction to help convert it into an easily readable CSV file. The ideal candidate should possess: - Proficiency in working with both PDF and CSV file formats. - Strong data extraction skills. - Attention to detail for data accuracy. Each member listed per row with the perinate contact information separated into its own cells ie: entity/last name/first name/address/ste#/city/state/zip/office ph/email/cell ph The task should ...

email newsletter design 350 x 600 px

...Sees his orders including the resulting photos ◦ Evaluates - Photographer ◦ Sees assigned jobs with a schedule (calendar) of jobs ◦ Confirms the job ◦ Inserts the resulting photos ◦ Sees your historical orders as well Here is the necessary screens: ### 1. Login Screen - **Purpose:** Allow users (brokers and photographers) to log in. - **Elements:** - Email/Username input - Password input - Login button - Forgot Password link - Signup link ### 2. Profile Setup Screens #### Broker Profile Setup Screen - **Purpose:** Allow brokers to set up their profiles. - **Elements:** - Profile photo upload - Name input - Phone number input - Agency name input - Save button #### Photographer Profile Setup Screen - **Purpose:** A...

...search bar is necessary to allow users to find a specific station by entering either its name or location's zip code. This feature should filter and update the markers on the map accordingly. - Station Information: - For each radio station, the page should display: - Station Name: This is the primary identification of the station. - Location Address: The physical address of the station. - Contact Information: Details such as email, phone number, or website link for users to connect with the stations. I am seeking a skilled web developer who has experience in creating interactive maps, incorporating search functions, and structuring user-friendly affiliate pages. The ideal candidate should be proficient in front-end development, JavaScript...

...assistant who can manage my email inbox efficiently and schedule my appointments promptly. The ideal candidate will also assist with data entry and social media management tasks. Key Responsibilities: - Email management: Organize my inbox, flag important emails, and respond to non-critical messages - Appointment scheduling: Use my calendar to book meetings, calls, and other engagements - Data entry: Inputting various information into spreadsheets or databases - Social media management: Assist in scheduling posts, engaging with followers, and monitoring metrics I need someone who is: - Proficient in using computers - Highly organized and proactive - Excellent at following instructions - Skilled in communication - Experienced in a similar role, especially in email...

...will not pass the moderation in markets. 3. Click on the Download config button in add-on settings and get an archive called app_settings.zip. Send that archive to us. Please refer to the following article for more details: 4. Let me know on which device you are going to test the app (iOS or Android) and the email address of your Google account or Apple ID. We will provide a test version of the app for this account first. If you are going to test the app on an iOS device, you will need to install the TestFlight app () Ideal Freelancer: - Proficient in CS-Cart development - Experienced in both Android and iOS app development - Design capabilities would be an advantage -

I'm looking for a skilled WordPress developer to assist with a few key aspects of my website. Key Requirements: - Add a quick and simple page with text - Provide feedback on the cur...the new page is seamlessly integrated and user-friendly - Identifying why the pop-up appears at the wrong time - Providing a brief usability evaluation of the website. Ideal Skills and Experience: - Proficiency in WordPress and Elementor - Prior experience in creating web pages and integrating plug-ins - Strong understanding of user experience and usability testing - Problem-solving skills to address the pop-up timing issue. Your feedback on the website's design, as well as any suggestions for improvement, would also be greatly appreciated. Please provide examples of similar work you ha...

...professional who can create and manage a LinkedIn marketing campaign for my AI solution company, Smoomer AI. *** If interested, send me a sample LinkedIn marketing plan for review. *** This campaign's goals are to increase brand awareness, generate leads, and drive traffic to our website, smoomer.com. It is specifically targeted at Disability Law Firms. I will be using CloselyHQ () to manage this campaign. Familiarity with this platform is a huge advantage. The main message we want to convey to this audience is our expertise in AI solutions that can benefit and improve their operations. This should be done in a way that resonates with them, highlighting how our solutions can address their specific needs and challenges. Ideal skills and experience include: - Prov...

I need someone to create me an email signature in base64, attached is an sample image of a signature but it needs to be upgraded. You can be creative but dont add too many designs and icons should be added. I need the signatures to be compatible with both thunderbird and gmail.

We are searching for potential optician companies. Please see below our requirements: * business opticians (optical frames) * search for opticians with a local store * area: East Europe, South-East Europe We need to have data in Excel and following data is needed: * company name * main eMail contact * First name, surname *street, house no. *postal code *city *country * web address In case of any question, let me know. Looking forward to hear from you. Payment is negotiable